[Resolved]  Axis Bank — CREDIT AND DEBIT OF AMOUNT

I WANT TO BROUGT NOTICE WE HAVE DEPOSITED CHEQUE ON 16.10.2009 IN OUR ACCOUNT.THAT AMOUNT SHOULD CREDITED IN OUR ACCOUNT ON 3RD WORKING DAY MAX . BUT THE AMOUNT REFLECTED AT 11AM TO MY ACCOUNT AS FUNDS UNDER CLEARING ON 21.10.2009.WE HAVE ISSUED A CHEQUE IN FAVOUR OF SOMEONE ON 20.10.2009 THAT HIT OUR ACCOUNT ON 21.09.2009 AT 1.30PM THAT GONE UNPAID AND BANK IS SAYING CHEQUE IS RETURNED DUE TO EFFECT NOT CLEARED THE AMOUNT OF RS 380/- WILL BE DEDUCTED FROM MY ACCOUNT .I DINOT UNDERSTAND WHEN FUNDS WAS IN CLEARING THAN WHY NOT TAHT AMOUNT WAS CREDITED IN MY ACCOUNT WHEN IT WAS DEBITED FROM WHO HAD ISSUED CHEQUE IN FAVOUR OF OUR ACCOUNT ON 20.10.2009.IT IS GOING TO CREDIT IN MY ACCT AT 6PM.
IT SHOWS DO NOT CREDIT THIS AMOUNT AND GET/EARN MONEY FROM CUSTOMER THIS IS THE HIDDEN AGENDA OF THE AXIS BANK.LTD.THIS THE BANKING SOFTWARE MANNUPULATION THEY ARE USING MY TILL THE CREDIT IS NOT HAPPENING IN MY ACCOUNT
EVERY BODY SHOULD LOOK FORWARD IN THIS MATTER HOW WE CAN SAVE SUCH KIND OF WRONG PRACTICE BY BANK.PLEASE GUIDE ME.