[Resolved]  Axis Bank Home Loan — Worst for home loans and grievance redressal is of no use, no one responds. Fake commitments and irritating service and make your life hell

Address:Thane, Maharashtra

Dear Sir,
I have applied for Axis Bank home Loan and since then they have made my life hell. When applied I have clearly told that I don't want any insurance, but then too in pre-approvement they put insurance condition and when I told them to refund money if insurance can't be waived, then they say, they are again going to send waiver request and waste huge time, never properly respond on emails and delayed the Loan process. I have told them what date I require loan and if you can make it possible, then only process it, else please let me know, I will take Loan from other Bank and till last moment they trap me with their false commitments.

Now I have cancelled the Loan request from Axis Bank. I have asked them to refund the processing fee INR 11030, but no one is properly responding properly on email.

Also I have suffered a lot because of Axis Bank, in terms of mental tension, pressure, health loses, delay in dreams of my own home, execution of other plans, my parents & sister have planned to come in 3rd week of November to Mumbai from Gwalior/Delhi, but couldn't make it possible, because of Axis Bank, huge time wastage, suffering in professional front as well as personal front, at places couldn't walk my talk because of Axis Bank couldn't walk it's commitment, financial loses, loses in terms
of Emotional Bank Account, unnecessary problem/delay because o[censored]navailability of Cheque Book consumed/wasted for Axis Bank Home Loan processing (1+6 cheques wasted), lost peace of mind etc.

Axis Bank worst for Home Loans and Grievance Redressal is of no use, no one responds. Fake commitments and irritating service and make your life hell.

I have all written communication emails as well as recorded voice recordings against Axis Bank representatives, request you to help me in this matter to get my money back as well a to compensate my loses from Axis Bank. Also to instruct Banks for such kind of miss-communication and miss-handling in Loan etc. processing.

Regards
Kushal Varshney
Mobile - 91 [protected]
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Aug 13, 2020
Complaint marked as Resolved 
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Axis bank promises more but dont act on their promises self Capt vinayak ingle is priority customer of axis bank Ratnagiri residing in ratnagiri maharashtra working in govt of maharashtra and drawing aprro 75000 /- p.m. and left with 8 years of service and applied for home loan for 55 lakhs in local axis branch ratnagiri as per their advised and guidelines on 14 .01.2016 to purchase the flat in ulve new mumbai submitted all required documents as per checklist ratnagiri branch forward my application on 14.01.2016 after completion of over 2 month time nothing was communicated to me builder is charging a intrest 24 percent annual for the hoam loan amount pending self has trmendous physical and mental harrasment after visiting branch for asking my staqtus of application of loan but till now no response from Mr. Rahul joshi kolhapur axis bank either by email or by msg on mobile
after so much harrasement and money loss self has decided to go to consumer court to take action against the bank for my mental physical and money loss

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