[Resolved]  Bajaj Finserv — Asking for penalty & threatening to put my name in CIBIL

Address: Pune, Maharashtra

Today is 21st Dec, 2011 and from few days I have been getting calls from Bajaj Finance people for the loan which I had taken in 2009 for a DVD Player.
With the loan I was charged for insurance with out my knowledge and later when I asked about it, they said the insurance is compulsory. The loan got cleared in 2010. After more that a year they are calling me and telling that there was a EMI which was payed late and the penalty is still pending. Where as when that late EMI was collected my be, I was asked to pay extra amount as penalty. When I try to explain what is the reality, the people who are calling from Bajaj finance threaten to put my name in CIBIL (Credit Information Bureau India limited) score list and I will not get loans from any bank in future.

Suseem Hegde
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