Bajajfinance.co.in — ECS Mandate

Hi

My Loan A/c 189713 as I finance a laptop from Bajaj through ECS of 1250 per month from April 08. It has been returned by my bank ABN Amro stating Mandate not received. I have incurred bank charges because of this despite amount available in my account. It is going on and on every month. I asked bajaj to provide me a copy of ECS madate accepted by ABN but they fail to provide me any. They have resubmitted ECS mandate to ABN again in November 08 but it has been rejected again. As a result I have incurred bank charges twice a month now. Bajaj is saying they have submitted ECS in ABN and ABN says they have not received any so far. No substantial reply is given to me. This problem now shape in a big problem. It seems ABN and Bajaj fighting with each other and its me who is paying the price without any fault. Who is responsible for my bank charges. I have emailed my concern so many times but nothing seems working for me. Please would you tell me what should I do now. Shall I consider this as a biggest mistake of my life to get laptop finance from Bajaj.

Please help me out as I am sick and tired because of it.