[Resolved]  Bajajfinservlending — cheque bounce

Address:

East Singhbhum, Jharkhand

Sir/ madam,
i have bought TV from a local shop and i get it financed by bajaj finance, they have taken there EMI for first three months and at the fourth month i have got a statement from them that the money is received but actually it was not deducted from my account , on 11 Jan 2013 i got the another statement that my cheque was bounced but i was having sufficient balance in my account on that day. when i went to there office they told me to pay cash i have paid the amount . when asked about that cheque bounce they told that your account no was wrong , i asked then how you got the EMI they told that your bank have not checked the detail . they told me to give the xerox of my bank passbook , & when i asked that this incident i will not harm me in future in buying any thing they told that "No". after few days when i went to buy another thing and i asked for finance they told that your EMI card is blocked and it will not be activated again , and no goods will be financed to u for next 180 days you r black listed . i went to there office for next three days but no one was hearing my queries . they gave me another number and told me to call next day , when i called next day they again told me to call next day , next day any lady received the call and told me that they could not help in this . i made absent of three days from my office because cheque bounce is a crime ,so i did not want any type of problem so i ran to there office for three days and totally mentally disturbed by this . they also told that this incident may happen with me in next month also .
i need justice that due to there fault why should i suffer,why i m black listed in there account. who will pay my lost of three day absent from office , phone calls , mental harassment & petrol expenses if i am not wrong then. i have enclosed my account detail of this month & bajaj finance statement.