[Resolved]  Birla Sun Life — Complaint against Policies.. (Documentations Fraud[protected]

Address:

Ludhiana, Punjab

Hi

I bought two policies no.[protected] on 28/11/2009 under the Name of Roshan Bhatt and
Policy numbered[protected] under the name of Kamlesh Rani (My mother). These policies were bought under a good faith
from Diptesh and Harshita Sareen.

At time of purchasing policie no.[protected] on 28/11/2009, they told me that I need to pay Rs 52000 annual premium to
which I will be assured with the amount of 1 crore. And they also informed me that if I pay premuim only for 3 years
(which is locking period) and then I withdraw my funds in the fourth year, I would get 10 to 15% growth on my total
amount which will be nearly to 1.5lc. At that time they did not informed me about any allocation charges, mortality
charges etc that will be deducted from my Premium. I learned about these charges when I went to local branch to pay my
due premium. I asked for statement and I saw that you are deducting nearly 18000 as expenses towards mortality and
other charges which I was completely unaware of. Also I got to learn from Branch head that they might have given my
ITR as risk cover given to me is higher and ITR in this case is must. But I have not handed over them any such
document, so I am sure they have forged the documents as well as they have copied my signature also. Which is again a
big fraud.

At time of purchasing Policy numbered[protected], they informed me that they will be providing me risk cover of 25 lacs
with the annual premuim of 35000 per year. But when I went through the policy I saw that they only given me the sum
assured of 10 lc (again they never informed me about charges that are being deducted from premium.) Also I saw that
they have attached the document of 10th class and that too from some lucknow school. However my mother has never been
to school and above all never been to lucknow. I also saw that they have forged my mothers signature on some places.

I regret to say that Birla sunlife being such a big group has let these frauds to happen under his name. I request
management to cancel my policies and refund my premium for these two policies asap or else I would bring this matter
to Ombudsman and then finally consumer court. I kindly request you to take appropriate actions against this ASAP and
kindly refund my money.

Thanks & Regards
Roshan Bhatt
[protected]