[Resolved]  Fullerton India (FICCL) — Wrong Commitment

Address:Nagpur, Maharashtra

I am Existing customer of personal loan from fullerton india, Loan account no.[protected]. At the time of taking loan fullerton india person commited me to give top up loan after 6 months, after 6 months they told me as per policy we will provide you top up after 9 months. and after 9 months they told that I am not capable of taking top up loan, but they are lie, as I am now at the better stage than I was before 9 months also I have cleared all the 9 months EMI without any bounce.

Due to this I have bounced my 10th EMI and the Fullerton India collection person has collected that EMI cash from me with penalty of Rs.247/-, and again in the same month on 17/04/2010 that EMI is cleared from my bank account. means fullerton has collected double EMI in April 2010 with penalty.

I am completly frustated with their wrong commitment and hopeless service. I want to quit from Fullerton and want settlement in easy EMI's regarding this otherwise I will not be able to pay the further EMI's of Fullerton India


Thanks and Regards
Kishor Jotwani
[protected]
kishor.[protected]@gmail.com
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Aug 13, 2020
Complaint marked as Resolved 
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With reference to my previous complaint, Again I talk to Fullerton india person Mr. Ajay Gaur contact no. [protected], he commited me that by mistake the amount was collected twice from me in the month of April 2010 and he committed that I dont required to pay EMI of Month MAY 2010 they will adjust the EMI which is collected twice. BUT again the cheque is returned from my bank account on dated 5th May 2010 and 12th May 2010 two times and I was charged penalty of Rs 221/- twice in the same month.
Now tell me what type of complaints can be solved by https://www.consumercomplaints.in
My record becomes so much destructive due to the Fullerton india.

Should I take any legal action? should I send legal notice to Fullerton India Nagpur, that I will not pay any Single EMI from now and I will stop the payments of all the cheques given to Fullerton???

Regards

Kishor Jotwani
i am not an consumers of this ficcl.i got a message on 3rd dec that " dear customer, request you to pay the EMI of Rs.4579 falling due on towards your loan #[protected]. at your fullerton home india branch., y no. is [protected].what the hell is this?my mail id vinay.[protected]@gmail.com. pls reply as soon as possible

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