Sir/Madam,

I am SBI cr. card holder No 5264685325367967 paying the the dues on or before time since you have stop mailing me the monthly statement and due to holidays in Apl. 2011 i was unable to tender due amount and paid on one or two days late. resulted into charge of peanly of Rs. 350/ on 14/04/2011. further you have charge Rs. fin charges Rs. 194.15 on 23/04/2011.

In view of my past credit history that I am regularly paying all my due on and before due date I kindly request to lookin to matter and pl. Reverse penalty/
interest charged to me.

with hope of favrable consideration.

pl confirm on cell no 98228 93694 .

Pramod Jagtap
Dy. Manager
HPCL.