[Resolved]  State Bank of India — regarding the loan recovery

i had taken education loanfor B.E. from State Bank of India, satna branch. they give me 4 years for study and told me that after four years it will be recovered.at this time i am not capable to pay the installment of loan which is aprox. Rs. 4000 per month. I am married and I have a child of 2 years . at present time i am in bhopal working in a private college.
the bank had send 10 person thrice. they said that start the installment otherwise we will pick your son from bhopal to my father.
if my condition is not so good to pay the installment, how can they force me to do that?
i want only that they give me some more time to start the installment.
thanking you.
Yours
Manjeet Singh Parihar

mob, [protected]