[Resolved]  State Bank of India — Charges for un used credit card

SBI have issued credit card from Ahmedbad wide my card application No.[protected] dated 15 Dec.2005 card no.[protected] & [protected].in name of Jitendra B Darji & Ramilaben, though i have applied for single card only it was issued for my wife also. At time of filling form there was no charge apllicabel for joining, it was billed for joining Rs,250 & Additional RS.250 for wife cerdit card.After complin for fees Reversal of fees leived letterr was issued by SBIcard by Mr. Sanjay Chaturvedi ( VP - Marketing without date of letter. & it was aggred to Rs.500 wil be reversed & will reflect on my next billing statement.but on 2nd jan 2006 bill it was charged again.This was seltteld in 2nd may 2006 & in 2nd June statement No payment required stateement was issued with zero balancce.Duirng issue of credit card i never used both card & requested to cancel my card.After Expired of my Both credit card without my permission they issued agin new card for both & till date SBI is charging Joining Fees with penelty up to 16133.92 Rs.Now on17th Feb letetr is issued for settele ment with Rs.7260.264 before 17th April.2010.
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Aug 14, 2020
Complaint marked as Resolved 
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SBI Credit Card — Charges for not used card

I was a holder of SBI credit card, years ago.(It was many years ago that I don't even remember the date.) I received a credit card statement once and promptly dropped the cheque sufficiently early for the same. Next month I got another statement that about 17 rupees for delayed payment. i wrote them that I paid it in time and it was their lapse. I got periodic statements stating that I have to pay such and such amount and finally it reached above Rs 1200. At that time one officer from the bank called me and told me, if I paid half of it the remaining would be waived off. I paid an amount just above Rs 600, the amount he mentioned. Thereafter there was no problem for 2-3 years. I changed my home and destroyed all the receipts. Now for the last few months they have started sending SMS stating that I have to pay money, latest being Rs 3037.05. I do not know who to contact. please help me. I don't even remember my credit card No which is destroyed as per their instructions.
This is their trick they are a bunch of frauds, they have outsoruced the collecion to some goons calling irritating you from some call centre, whatever money they are able to extract out of you they get a percentage, they can never go to court or take legal action against you, becuase they know they are frauds,
So you just ignore them or try a legal notice to them back for disturbing you, or complain to baking ombudsman,

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