i have a credit card from sbi on my fixed deposit account. when i went to withdraw my FD i could not do that as it was on hold.
when i enquired about the same, it was said to me that the reason for hold is because i hold a credit card. i understood.
But the real problem came when my wife went to withdraw her FD. she could not withdraw because her FD was also on hold.My wife has never applied for credit card then why is she facing such a problem. When i called to the sbicard they said that they are trying to resolve the problem.But many day has passed but no action has been taken by them. whenever i called them, some new person pick up the call and start investigating from the beginning. i am not at all satisfied with their service.
I want to take some severe action against them so that they don't do this to other customers. And my personal advice is that don't apply for sbi card and if you have one just cancel it as soon as possible.