[Resolved]  State Bank of India — settlement of account

Address:

Kozhikode, Kerala

From
Calicut.
K.Vinod Kumar 15/07/2010
L 4/8, GOLDEN TREASURE
K.S.H.B. Colony,
Malaparamba P.O.,
Calicut- 673 009.


To Whom so ever it may concern


Sir,

Sub: Explanation regarding SBI Credit Card which I had not used.
Ref: SBI Card No.[protected]

As mentioned above, I had a SBI Credit Card and I used the card for nearly seven or eight month and repaid the amount. While taking the card the person said that there will be no charges will be debited if I had not in use or if there is no dues.

After a year later I had got a phone call from Chennai Office that I have to pay Rs.1000/- for settlement . I had paid the amount for which I had actually not used.

I used to contact the call centre for further clarification where I did not get any reasonable reply. And the main draw back of SBI Card that is no office at Calicut, So I am enable to call/ talk to the resposible persons.

From the State Bank I had talk to the Manager regarding this issue , He said, ‘need not pay this amount’ . He also said that they have no connection with SBI Credit Cards and their Bank.

Last March they had called for an adalath and I had explained the situation, further I did not get any reply in this regard.

Again last month, a person called from settlement division that I have to pay Rs.8300/- so that he will arrange a settlement letter from SBI. I have disscussed the above matter with him ( one Mr.Vinod). I disagreed to pay the amount and I also said if you are sincerely settle my account I will pay Rs.1000 or Rs.2000/- maximum after 2 days again the same person is calling and ask me to pay Rs.7200/- to settle the account.

I truly stating that I am not liable for the said Credit Card which I had not used. Even though, I want to settle the account with nominal amount. So, kindly arrange a resposible person to do the needful.

Thanking You,

Your Faithfully,


Vinod Kumar K.