[Resolved]  State Bank of India — Double withdrawal of home loan EMI in NOV 2010

Address:

Central Delhi, Delhi

To
RACPC,SBI Dated:4.12.2010
8th floor,Parliament St.
New Delhi

Dear sir/ma'm
The EMIs of my Home Loans are as under:
1.A/c No.:[protected]=EMI:16531.00 revised to 18080.00
2.A/c No.:[protected]=EMI:2997.00.

The above EMIs have been withdrawn by cheque on 11.11.2010
Again the same EMIs have been attempted to withdraw by ECS on 16.11.2010 without informing me.
The EMI 2997.00 have been withdrawn whereas the ECS of 18080 .00 failed due to lack of funds.
My bank BOB levied a penalty of Rs.83.00 for this UNSOLICITED failure.This has spoiled my credit record also.
Hence you are requested to: 1. UNDO this Double transaction to re-establish my credit rating.
2.Refund the penalty amount of Rs,83.00
3.Make sure that only one EMI of Rs.18080.00 is withdrawn on 16.12.2010 ,the due date of ECS
4.Do needful to check such mistakes in future.
Yours,
Rajeev Pundir
A-1 Lajpat Nagar-Ist
NEW DELHI
[protected]