[Resolved]  State Bank of India Dooravaninagar Bangalore — Complaint for Exorbitant Charges

From,

MMS Videos & Graphics
Proprietor : Mohammadi Begum
498/B, 1st Floor, 6th Cross,
Behind Sri Kumarans High School,
Kuvempunagar, Dooravaninagar Post,
Bangalore - 560016
e-mail: [protected]@yahoo.com
Tel: +91 [protected]

Date: 2nd June 2009

To,
The Branch Manager,
STATE BANK OF INDIA,
Dooravaninagar, Bangalore 560016

Ref: Current Bank Account No:[protected].

Sub: Complaint for Exorbitant Charges.

Dear Sir,

I have the above referred Current Bank Account in the name of my proprietorship company namely M/s. MMS Videos & Graphics and I am the undersigned proprietor of this company.
Recently, I have gone through the bank statement of the aforesaid account and it has come to knowledge that your goodself have charged Rs. 550/- (Rupees Five hundred fifty only) for Account Keeping Fees and Rs. 1000/- (Rupees One thousand only) for Minimum Balance Charges, although I have kept sufficient balance in the said account till[protected]. The Minimum balance was reduced as you people have charges Rs. 550/- for Account Keeping fees on[protected] that too without my knowledge.

I have maintained the required balance in my aforesaid account even your bank has charged Rs. 1000/- for Minimum Balance Charges, which is exorbitant and is on very higher side and not at all acceptable. Whenever there is huge balance maintained in Current bank accounts banks are not give any kind of interest or benefits to the account holders, whereas due to the slaps in maintaining the balance in current banks are charging heavy charges to the customer which totally unfair and un-genuine in nature. I think RBI has not defined any criteria for such charges and conditions/circumstances that when this kind of charges should be imposed, thus I request you, RBI and Banking Ombudsman look in to this matter and stop playing common public.

Therefore you are requested to reverse this Charge and Credit my account with Rs. 1000/- at the earliest, otherwise I have to purse this matter with higher authorities, because the minimum balance was reduced due to Account Keeping Fees Charged by your bank on[protected], with out any notice to account holder.

I hope and do trust that your goodself will look into this matter and will do the needful at the earliest and oblige.
Thanking you,

For MMS Videos & Graphics


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Proprietor