[Resolved]  State Bank of India, Sushant Lok Branch — Excess interest charged against DDA Advance loan & fund transferred without any intimation.

Its complaint about SBI, Sushant Lok, Gurgaon they have charged double interest of 3 months on loan of Rs.1, 50, 000 against DDA Scheme. I owned Rs. 1, 50, 000 for fillingup the Form of DDA Housing scheme from SBI Bank under their scheme with deposit of Rs.5050 for 3 months interest. I got the allotment in draw and after 2 months (in Feburary 2009), I got one call from SBI to deposite the complete loan of said amount. That time I hadn't money to deposit and I asked them some extension & part payment. I deposited Rs.50, 000 alonwith request letter after one month again I deposited Rs.30000 for laon.

Now on 18.06.2009, they transferred Rs.1, 61, 688/- from my account without any intimation. After getting the loan clearance statement, it is noticed that bank has charged double interest for starting 3 months, which I have been already deposite via check of Rs.5050/- and didn't consider Rs.80000 which I have been already deposited for loan.They charged the flat interest on all the amount from starting date of laon. When I appraoched the bank they are saying that they will verify & then only they will return the amount & I should recall them to deduct the Rs.80000 from loan account, whereas I deposited this amount with covering letter. And when I tried to make the complaint against it, they are suggesting me to go customer care & threatening me in writing & on telephone to take legal action//penalty, whereas bank is defaulter in this case.

I request you to kindly help me & register my complaint. Its not like this that someone is doing mistake so many times & threatning the customer also.

Regards,
Rita Singh