[Resolved] ABN AMRO Personal Loan — Sub:- Harassment personally & phone calls by bank employees | |
To, Chief Manager/Manager General, ABN-Amro Bank, New Delhi. Sub:- Harassment personally & phone calls by bank employees Sir/madam, I took a loan of Rs 2, 82, 560/- in July 2006 & gave all installments in time i.e 10648/- each month. afterword this loan is top up by bank under loan a/c no.9359705 after top up loan a/c no.9420262 & paid me 90, 654/- after deduction about Rs. 14595/- from my loan amount in the shape of misc.charges, intrest, processing charges etc.etc. and then i also paid the refund installment of Rs.10498/- well in time. Due to kidney problem(i.e swelling on whole body) I was admitted to the Hospital and could not pay the instalment, so, they reduced the installment amount to Rs.7547/-. That also I gave them timely. Due to my kidney problem i spent money in medicine/ hospital/ medical tests. I am not in position to pay more in the form of installment. Uptill date i paid over 220000/- in the shape of installment. This time i am in critical position due to cronical disease.I already spent Rs.3, 50000/- on my treatment uptill date. My monthly net salary is only 15000/- pm most part of salary is spend in medicine/medical test and admission of hospital repeated in three to four time in a month for injectioning & other treatment. The agent of the bank commit the rate of interest i.e 18% reducing balance but bank charged 21% pa. To this effect, i sent email as well as phoned to bank but bank did not responded any time.but I paid bank installments well in time.In regard of interest I request to the bank employees but they had no response to me for this interest. Apart form the above past history is goes like this - I have been requesting since May'09 ABN Amro Bank collection executive for telling us my loan amount outstanding is around Rs.270000/-.Every time they use to say your loan outstanding is always Rs.270000/- I told to executive to satelle my loan in short payment and one payment on principal outstanding amount . Executive says that your outstanding is Rs.270000 not possible in short payment. Now they required full amount immediately and threatening me and my family members that we shall catch you & beat you up or get punished by police or in the court of law & they misbehaved with my family members in my house. In this regard i already contacted to customer care on phone but no response. one employee of bank Mr. gaurav from chandigarh office threatened now & then & says that more than 3 lacs still due on your head, we already paid all installments upto April 2009. I am single hand earning member of my family and undergoing treatment for kidney disease & not able to pay, now i am not in position to pay more. I request you to settlement for min. principal amount. if they (bank people) harrass me or my family members, i have to knock the doors of consumer court. I request to bank kindly see my problem & settled the case in minimum principal amount. I humbly request you to please kindly setelle my loan. I says that my condition is not able to give this amount please settled the case on principal amount. with regards yours Sincerely Ramesh Chand Was this information helpful? | |
Aug 13, 2020 Complaint marked as Resolved | |
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M.R.Ramesh Manohar,
No:12, M.G.R.nagar, 13th Street,
Velacherry
Chennai-600 042.
Sir/madam,
Sub: Requestation for payout.
This is M.R.Ramesh Manohar from chennai. I am a free lancer and doing Personal loan & Business loan to Abn Amro Bank. Recently i had taken a case M/s.Fittness one india Ltd., for Business loan to Abn Amro Bank, usally i ll give all files based on referral scheme to mr.sivaraman who is working in Abn amro bank as a Team Leader. I am also met mr. Arunkumar (Unit Manager) and Mr.Thiyagarajan( Sales Manager) they are assure to give payout of this case 2% of full amount. So, i gave all documents and disbursed loan amount of Rs.3000000/- (30 lakhs) to M/s.Fittness One India Ltd., (LOAN A/C NO:9497973) on 30/03/2009.
I am a 52 yrs old man, i am a free lancer, i am not working any concern, i am in being this field past 10 years and my family members, i have 2 children and my wife. first daughter just finished 10th standard. second son is studying 9th standard. in this circumstance, my first daughter is going to 11th standard so, i should pay for admission and school materials and my son also. just imagine how can possible without money, i am a lower middle class person, iam waiting so expectation for this payout. Based on this amount Rs.60000/- i borrowed some money from some people. but still date i am not received any small amount from your guys.
Last one month mentaly i am disappointed, because of your guys. i asked Mr.Sivaraman, he said, he is also not get salary last 2 months. i am so suffered from your bank employees. i met so many times alongwith my wife mr. Thiyagarajan, he is promising this day, that day but, we were so suffered, he is continuously lies. i sent alot of sms to Mr.Thiyagarajan, he replied but he never do any steps still date, i kept his sms in my mobile what he sent sms to me, and he said Mr. Ajith Veda( Regional Sales Manager) not approve your payout, he blames Ajith Veda, i sent alot of sms to Mr.Ajith veda, he is no response, Sir/madam, i couldnt tell my situation i am so critical position. onething in ur mind, i am not a begger, i am not asking begging. i am asking my money thatsall.
I hope you do favour to me, i expect one or two days, my problem will slove. otherwise If any happens to me bank will bear to the all. (I think, dont to spoil your bank name who are 2 guys cheating me.(Mr.Thiyagarajan& mr.AjithVeda)
thanks,
rgds,
M.R.Ramesh Manohar.