| Address: | Kanchipuram, Tamil Nadu |
Dear sir,
A cheque for Rs.5000 was issued on 08.03.13 for my credit card account in HSBC. But I got a message on 12.03.13 from HSBC that the cheque has been dishonoured. More over, when i issued the cheque, there was balance in my IOB account to honour the cheque. And, I shocked to know that the cheque has been returned for want of balance in my a/c. I have already remitted the minimum amount of Rs 5500 towards my credit card of IOB on 09.03.13 through net banking. But to my dismay an amount of Rs 5390 again been deducted and made the cheque issued to HSBC has been dishonored. This made me pay a fine for dishonouring of cheque and also made me to a fine to an amount of Rs.800 to HSBC. Please check up with the IOB branch,Adambakkam. Based on my letter given for deduction from my salary account directly by the bank itself , they have done it. But they never do it in regular basis. You may also check on what date ( last previous deduction) the bank has deducted my dues towards credit card directly from my account. They are doing it arbitrarily, and do it whenever they think to deduct. There is no limit. Without my knowledge they are doing it. There is no regularity. Kindly enlighten me the reason behind this irregular action by the bank and who to bear the loss due to this action.
Thanking you.
yours sincerly,
Thangavelu Was this information helpful? | 
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