I joined a course in March 2023 with Accio Jobs. Without telling me an education loan was associated with my PAN Card. The education loan was disbursed by Eduvanz, the financial partner of Accio Jobs.
Due to personal reasons I had to quit the course in July 2023. I have confirmation regarding the same from Accio Jobs. All monthly payments before this date were submitted to Accio Jobs correctly. At that time Accio Jobs had mentioned that you can quit at any time and any future EMIs after quitting will not be deducted.
The associated education loan was not closed and EMIs after quitting the course are still falsely being shown against my account. This has drastically reduced my CIBIL Score from 850 to 650.
I have reached out to Eduvanz time and again. They have confirmed that loan is closed and from my side no further dues are pending. They have accepted that the EMIs are wrong and even sent a NOC.
Despite this communication, the wrong EMIs associated with my account are not removed and my CIBIL score is still at 650. Because of this I have not been able to take a home loan, despite having a near perfect CIBIL score before. Was this information helpful? |
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