Indian Overseas Bank — Amount deducted from my account but not credited

Address:No 14 kannappan street, aminjikarai, Chennai

Dear team,
I am recently made transaction with gpay for 3000 rs it was failed but amount was debited from my account but it was not refunded and beneficiary also not received. Kindly help and guide.
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    Indian Overseas Bank Address
    763 Anna Salai, Chennai, Tamil Nadu, India - 600002
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