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Jammu & Kashmir Bank / J&K Bank

Jammu & Kashmir Bank / J&k Bank — bccalc recovery charges and atm recovery charges.

I have a salary account in Jammu and Kashmir bank on 11th Oct my account was debited amount Rs. 576.14 for BCCALC Recovery Charges and Rs. 47.20 as ATM Recovery Charges. I do not under stand the meaning of these Charges please return these amount to my Account.
These terms are not understandable so bank should notify customers about the same and make us aware.
Please do the needful what these charges are for?
Bank should give the clarification as these are not small amounts
Thanking You
Dr. Sandeep Malik
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    Jammu & Kashmir Bank / J&K Bank Phone
    +91 19 4248 1953 [ATM Helpdesk]
    +91 19 4248 1999 [Customer Care]
    +91 19 4248 1936 [ATM Helpdesk]
    Jammu & Kashmir Bank / J&K Bank Address
    Maulana Azad Road, Srinagar, Uttarakhand, India - 190001
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