From a affected Customer: -
Be aware of the Fixed rate savings schemes. You will be fooled. The repeated TV advertisements are tricky!!! Lalitha owner Mr. Kiran Kumar emotional speech will be like caring of customers. They will flash frequent TV Ads during the gold rates are high. During purchase of scheme they will say you have one time option to change the fixed rate. Once we paid deposit and got trapped in fixed saving scheme, if we try to change price sales men( Sathish ) says gold rate is fixed and can not be changed due to policy change. The policy change will not be notified to customers. they wont give even RS 1 discount. I got trapped with savings scheme in Lalitha Nagercoil branch at a high gold rate was unable to change the rate as they said initially... Totally I lost 60K of my principle. It is loosing scheme and not saving scheme.
Before buying gold in Lalitha please view this video, then decide.
https://www.youtube.com/watch?v=WSI1JsePzWY&t=96s
Better buy Gold saving schemes from any Genuine Jeweller . They Lister to customer voice, offer discounts, also give gifts and you have option to purchase gold on the day you close gold scheme with 0% V.A charges.
* All terms and conditions are favour of them, but they care of common man's hard earn money in ads. Was this information helpful? | 
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