Megma Soft Banking Services — Money deduction from my account without taking any loan.

Auto debit is happening from my account. Account statement shows
"DEBIT-ACHDr ICIC[protected] TP ACH MEGMASO" for debit of Rs. 570. And
"ECS/ACH RETURN CHGMEGMA SO NACH FAIL INSUF BAL SBIN701090722004197738976288"
for debit of Rs. 295. What can i do to stop this deduction.