This Company is totally fraud. On 30th June 20022 I have applied for a loan through their app after submitting all the details they ask me for NACH e-mandate for EMI hence i did the process. After completion of NACH the rejected my loan. After 2 days i got a SMS from ICICI bank stated that Megma Soft hit a NACH e-mandate of Rs. 570 on my account then i was totally surprised that with giving any loan how a company can ask for EMI and the worse part is that they haven't took my consent for it.
Fortunately a day before this incident i have transferred my funds to another account hence they couldn't deduct the money. Soon after i texted ICICI bank to explain about it then again i got surprised by ICICI bank then when i will infuse funds to my account the will deduct Rs. 590 for NACH e-mandate bounce charges. I explained to ICICI bank if a NBFC haven't disbursed the loan amount then how can they deduct the EMI. Bank executive told me that this can't be stopped and i have to bear the Charges of Rs. 590.
Please help. Was this information helpful? | 
Post your Comment