Phoenix ARC Private Limited — HDFC bank credit card

Dear Sir i have owned HDFC bank credit Card in 2017 and made all payment to them later after some period of time suddenly getting call from phonix Arc fro outstanding amount and they said that HDFC bank acquired them for credit card and you have to pay outstanding i told them i have paisd,

Further i m only earning person in my family and my father is diagnostic with cancer he died in 2019, later financially we have week, now this sterss, kindly hepl me to get out of this and in covid also situation is worst
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