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Punjab National Bank Housing Finance [PNBHFL] Complaints & Reviews

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Last updated Apr 16, 2024
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Punjab National Bank Housing Finance [PNBHFL] reviews & complaints page 20

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I
indiansathiya
from Mumbai, Maharashtra
Jun 14, 2022
This thread was updated on Jun 14, 2022
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Deduction of processing of fee

Address:600106
Website:PNB COMPLAINT

Hi,

This is sathiyaraj.p. I applied hone loan in PNB and processing fee was deducation before processing. Loan was approved as conditional loan without intimating to the customer. If customer is not eligible you must reject the loan.

How do you deduct the processing fee without process ?
How do you approve the loan with condition without initimating to the customer?

Return back to my processing...
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dkumarmgl
from Mumbai, Maharashtra
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Insurance made compulsory with Home loan

Address:Raigad, Maharashtra, 410210

I have applied for a loan of 2500000 against a property in Navi mumbai. When i got pre sanction letter today, i saw total loan amount was made 2625000 adding additional 125000 against Insurance loan.This was absolutely shocking as they never asked me whether i wanna opt for it or not.When i enquired to manager about it he said it has made compulsory by government.Is it the right way to sell a Private company insurance(icici lombard), the...
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eswar7777
from Tiruvannamalai, Tamil Nadu
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Reg: Mortgage -REF/NHL/COI/0117/347380

Address:641007
Website:Consumer complaint

Dear sir
I am Eswaran from coimbatore tamilnadu state. i have applied for a mortgage loan from your bank.As per the criteria i have given all documents to your employee for mortgage loan on 20 jan2017 and i have received a confirmation massage from yourside on 24 jan 2017.for that mortgage loan i have paid 11500 as processing fee in advance.here the think is i Have been waiting more than a months almost 52 days waiting for a Status...
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Rashmita Amlekar
from Delhi, Delhi
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Loan re-payment not reflected in account from last 3 months & no response on roi service request

Address:Mumbai City, Maharashtra, 400104
Website:www.pnbhousing.com

Hi pnb,

My a/c no. [protected]

I had made a pre-payment of 400000/- on 14th jan 2017.
The amount from bank got deducted on 16th jan 2017

I received a mail from pnb on 17th jan 2017 that the tenure has reduced from 201 months to 161 months. But it never reflected in the system.

I tried to call up the pnb mumbai branch several times on[protected]/81/82/84 but no one pickups...
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mukesh_tandon
from Delhi, Delhi
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Non deduction of interest rate on my housing, loan on floating rate of interest as per current rate.

Address:New Delhi, Delhi, 110001
Website:www.pnbhfl.com

My loan account no is hou/gha/0116/262904. I have taken floating rate of interest. All the banks have reduced rate of interest with reduction in rates of rbi but pnbhfl is not reducing rate of interest for old customers. They are charging lower interest rate to new customers but for us old customers they are asking for processing charges to the tune of over rs 575/- to reduce interest rate.
I have taken loan on floating rate of interest...
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tgkkd
from Bengaluru, Karnataka
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Housing loan - disbursement not yet happened - my housing loan reference no hou/omr/0117/343688

Address:Chennai, Tamil Nadu, 600110

Hi,

I have applied the housing loan in pnb housing finance. All the documents was submitted and i received the text msg from pnb as " your loan has approved and processing fee was deducted from the account.

But still i have not received any sanction letter or any call from the branch. When i checked with builder they states that pnb bank has not yet confirmed about the next process.

So many...
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gauravlall
from Hyderabad, Telangana
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

No update on loan application

Address:Hyderabad, Andhra Pradesh, 500084

Hi,

I have applied for home loan (HOU/HYDL/0916/318172) from PNBHousing almost 6 months back and have paid Rs 5000 as processing fees. Till now I have got no response from their side with regards to loan application status. No one responds to my calls or mails.
Please return my processing fee.

Regards
Gaurav Lall
[protected]
gaurav.[protected]@live.com...
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V
vikasbittera
from Mumbai, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Housing loan interest rate not reduced

Address:Gautam Buddh Nagar, Uttar Pradesh
Website:www.pnbhousing.com

I have taken phbhfl loan (Account - hou/noi/0815/239067). First of all on online pnbhfl account there is no mention of what interest rate i am paying currently. It just says floating rate. This is unacceptable as this is being non-transparent to customer.

Secondly, on calling customer care, i was told that i am currently paying 9.9% interest rate. On pnbhfl website the current rate of interest is shown as 8.9%. On repeated...
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V
Vikas Garg
from Gurgaon, Haryana
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Loan Rate of interest is not reduced as per current rate of interest

Address:Gurgaon, Haryana, 122001
Website:www.pnbhousing.com

My account number is HOU/GUR/0416/282507

My current rate of interest is 9.60 %. Please reduce this to your current rate of interest 8.75 %

I am your valuable customer. I referred my some friends also in past also to your Sector 29 branch Gurgaon for PNBHFL Loan.
I am very much worried about that why my rate of interest is not going down as you are offering low Rate of Interest to your other customers.br...
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Umesh Dubal
from Nashik, Maharashtra
Resolved
The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Illegal Subvention scheme Ending

Address:Pune, Maharashtra, 411058

I took home loan from pnbhfl pimpri Pune in Subvention scheme by which builder will pay interest till 18 months from first disbursement. Now bank have send me Subvention scheme Ending Intimation letter before completing 18 month's. I had raised query in bank for detail clarification on dated 21 Jan 2017. But till date no one replied me. I visited bank but no one is looking in my issue. Even respective relationship manager is also not interested...
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S
Subhash68
from Delhi, Delhi
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Non issuance of foreclosure letter, levying of insurance without consent and harassment since past 6 months

Address:110028
Website:www.pnbhousing.com

Dear sir, i have borrowed a loan of rs. 6, 09, 750/from pnb hfl in which fraudulently they have added rs. 50, 000/­ and no document was given to me when i asked for a documents over e­mail then the documents were shared then i could come to know the fraud. Also, they levied late fee of emi due to their own mistake. Initially they ask me to give 7 undated cheque and took my signature over ecs mandate form but after some time they said that...
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S
Shah Jatin J
from Vadodara, Gujarat
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Reduction in Housing Loan Interest

Address:380015
Website:consumercomplaints.in

PNB HFL is not reducing the interest on housing loan for existing customers. They are asking exorbitant charge to reduce the interest. Last time they have charged only Rs. 1000, this time they are asking Rs. 7, 500. They should reduce interest to existing customers automatically. Charging 9.6% to existing customers while charging 8.90% for new customers...
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Karthi2179
from Bengaluru, Karnataka
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Worst Experience From Your Employees

Address:Coimbatore, Tamil Nadu, 61035
Website:www.pnbhousing.com

Dear Sir,

I have applied home loan in your company on 2nd Nov 2016 and the loan amount is 10, 00, 000Rs. They have dejected my loan due to my office located in Residential Area also working less than 50members. They didn't told about this kind of information before processing the loan. But I have informed about my company and submitted all documents related to my company before paying my processing fee. Their target only...
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J
jishujgm
from Kharagpur, West Bengal
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Processing fees

Address:Kolkata, West Bengal, 700153
Website:www.pnbhousing.com

Sir/Madam,

With reference to my PNB HOUSEING LOAN Application No: HOU/KOL/0916/3142, login dated 05-SEP-2016, approved dated 12-SEP-16 (ver. no.- 1) and again on 28-SEP-16 (ver. no.- 2) & 29-SEP-16 (ver. no.- 3), I am sorry to inform you that I’m really disappointed about your system, service and delay- dulling attitude. I have applied for loan approximately on 01-SEP-2016 along with my KYC and all required Documents and...
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Srikant Nath
from Ranaghat, West Bengal
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Delayed in foreclose letter

Address:Khordha, Odisha, 751007

Madam/Dear Sir,

I Mr. Srikant Nath having a home loan with you.

I applied for foreclose request from 4th of January 2017 with complete all formalities but no one not responded still now.

Kindly arrange to provide the foreclose letter as soon as possible for closing the loan with following details..

Loan Account Number HOU/KOL/0816/308491
NAME-Srikant Nath

Please...
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davdasd46
from Mumbai, Maharashtra
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Poor services refund of processing fees

Address:Vadodara, Gujarat, 391740

My name is Sagar Davda. I inquired for Balance transfer & Top up loan in Bankbazar.com. PNB Housing Finance contact me and after verification of my Income proof PNB's employee promised me that your application will be processed with this income documents. I relied on their words and paid processing fees after payment of processing fees they have started avoiding my calls and not able to give me status of my loan application after 25 days...
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S
singhneeraj
from Delhi, Delhi
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Refund of process fee loan status of ref/hou/deh/0816/312744

Address:249403
Website:[email protected]

I have received cheque of Rs 3000/- vied cheque No.- 248642 dt. 08/11/2016. I have deposited Rs 5200/- as process money
for Loan. Bank has denied for providing the Loan, So My Money is Rs 5200/- to be refunded.
Without any Loan why my process money is being deducted of Rs 2200/-.
Bank has denied for sanctioning Loan to me, Why I will bear the charges of Rs 2200/- for this without my fault.
So please refund me...
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Sanat Jain
from Shamgarh, Madhya Pradesh
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Interest not received of FD 3083000210600124dt 26.12.12

Address:Indore, Madhya Pradesh, 452001
Website:www.pnbhousing.com

We diposit rs.100000/as FD on 26.12.12 with the name of Rama Jain - Id no.349206.
Interest is payable twice in a year i.e. March & Sept. We received 3 all installments of september interest and maturity amount. We haven't received any interest which was payable on March. Details of March interest amounts are mentioned below -

March,[protected]
March,[protected]
March,[protected]
Total - 11524...
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Nasrulla Tejani
from Mumbai, Maharashtra
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Levy of prepayment charges on home loan & lap without proper intimation

Address:New Delhi, Delhi, 400050
Website:www pnbhousing.com

Pnb housing finance limited
Our loan account no [protected] & loan acc no [protected]
Loan has been prepaid yesterday
I am following with bank about the waiver of charges since 2 months via phone, email & personal meeting with mr saurabh bansal in mumbai office
Companys head office is in new delhi
We need to get our no due certificate & documents urgently
In the orignal sanction note no...
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Hrishikesh Sonawane
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.
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The complaint is marked as resolved when a company has responded to the complainant, addressed his or her dissatisfaction, and came to an agreement where both parties agreed that the complaint is indeed resolved. However, a complaint can be automatically marked as resolved if a complainant isn't responding or updating a complaint for 30 days after the company has tried to reach the complainant.

Harassment in completion of disbursement formalities

Address:411057

This is related to Shivajinagar Branch Pune. The executives of PNB (external) are harassing senior citizen - my mother who is the co applicant along with me for completion of my home loan disbursement formalities repeatedly. Since my mother stays away from me 500kms, I have to go obtain the signatures from her everytime. The PNB executives have charged me processing fees for what. I had expecting them to ease out our formalities towards processing...
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