Address: Mumbai City, Maharashtra, 380015 |
I have taken a housing loan against a property in name of me and my wife. Loan was also taken in our individual name but i being a business man and not salaried person pnb housing told me to compulsory add my company name as guarantor but smartly they also made company as co-applicant. Now i wish to foreclose the loan by shifting it to other bank.
As per rbi directive no for closure charges can be levied on any home loan. It can be levied on term loan taken for business purpose only.
Now the bank going against rbi directive is forcing me to take 3% foreclosure charges there by indirectly compelling me to forcefully continue with their extremly high percentage of home loan which is raised to 9.4% where normal rates for home loans are around 7.9 to 8.3% Was this information helpful? |
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