[Resolved]  Punjab National Bank Housing Finance [Pnbhfl] — foreclosure charges

Address: Mumbai City, Maharashtra, 380015

I have taken a housing loan against a property in name of me and my wife. Loan was also taken in our individual name but i being a business man and not salaried person pnb housing told me to compulsory add my company name as guarantor but smartly they also made company as co-applicant. Now i wish to foreclose the loan by shifting it to other bank.

As per rbi directive no for closure charges can be levied on any home loan. It can be levied on term loan taken for business purpose only.

Now the bank going against rbi directive is forcing me to take 3% foreclosure charges there by indirectly compelling me to forcefully continue with their extremly high percentage of home loan which is raised to 9.4% where normal rates for home loans are around 7.9 to 8.3%
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Mar 13, 2020
Complaint marked as Resolved 
Punjab National Bank Housing Finance [PNBHFL] customer support has been notified about the posted complaint.
Verified Support
Feb 11, 2020
Punjab National Bank Housing Finance [PNBHFL] Customer Care's response
Dear Sir,

Thank you for writing to us.
We request you to provide your loan account number held with PNB Housing Finance Limited.We shall be glad to assist.

Thanks & Regards
Inbound Contact Centre
Toll Free[protected]
www.pnbhousing.com
 
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    Punjab National Bank Housing Finance [PNBHFL] Phone
    +91 11 2335 7174
    1 800 120 8800
    Punjab National Bank Housing Finance [PNBHFL] Address
    9th Floor, Antriksh Bhawan, 22 Kasturba Gandhi Marg, New Delhi, Delhi, India - 110001
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