Punjab National Bank Housing Finance [Pnbhfl] — high interest rate and increase in tenure without consent. changes in principal amount plus increase in emi plus tenure changes for moratorium

Address:

C-203 Platenium Sagar jewel Opp dk sadan karvaii naka jovelli village badlapur east 421503

Have taken a loan of 1986000/-from pnf housing loan at the interest rate of 8.35% for 20 years loan no hou / tha/1217/472371

My emis were started jan 2018

Suddenly pnb has increased my rate of interest of 8.35% to 9.25%, and my emi amount is increased to i have almost paid this amount for a 2 year that means around 24 emis. I was not aware about my remain tenure during this time, and again pnf has suddenly increased my rate of interest from 9.75% in very short period. Which was very socked me. Once this amount is got increased, i didn't get any notice for increasing my emi account, but they keep my emi account as it's, and they have increased.

I keep going paid my emi and it's still getting increase, i didnt received any letter to my home.

I believe that there is something wrong done by this bank and there is some corruption behind this interest rate. I am not sure if again it could be bank problem or loss of bank because of this kind of scenarios.

I have seen many kind of cases where bank's employees involved in this type of corruption and shows the profit for their bank by cheating their customers.

I hope i have written all the things at right place. If this is not correct place to write my complain, please let me know where should i write my request. I needed, i would be ready to visit rbi anywhere in the india to solve this problem.

A question is in my mind who will going help me to recover this amount which i paid to bank if this is real corruption?