Punjab National Bank Housing Finance [Pnbhfl] — Increase rate of interest As much they want

Hi Sir,

I have taken home loan from PNB HOUSING FINANCE LIMITED
amount of 1799700.00 in 19 march 2019 and tenure was 240.

I have started pay interest of partially disbursed amount from March 2019.
Initially rate of interest was 9.0%.

The total amount has been disbursed on[protected]. Till then they have taken only interest . After that they have fixed EMI and amount was 16669. In between they have increased rate of 9.24%.

After I have raised a ticket to decrease rate of interest because of this the y have decreased and new rate of interest was 8.85%.

And Now they have increased ROI 10.19%. and Remaining tenure is 297.

I am not able to understand initially tenure was 240 and I have paid proper EMI 19 months. Even then tenure become 297 . I do not how they increased ROI 10.19%.

Sir Please look into the matter.

Regards,
Preetam Kumar Mishra
Loan No:-HOU/GUR/0319/665112
Mobile:-[protected]
Email:[protected]@gmail.com