Reliance Capital — loan fraud 0% interest

I received a call from executive of reliance capital(as they introduce themself).They might not be of reliance capital though but they are claiming they are from reliance capital. They are saying that we will provide 0% interest loan to you ranging from 3 lakhs to 30 lakhs. For availing this loan we need to open life insurance policy with paying one year premium. And after disbursement of loan by company the premium needs to be paid for 20 yrs tenure to life insurance policy itself and not to the company. Maturity benefit is taken by company itself.

I think this is fraud offer and they are only concern about opening life insurance policy once policy is opened they will not disburse loan and run away.

Can you please investigate in this matter.So that other people's are not decieved by them.