[Resolved]  Royalsundaram — refund not given for hospitalization

Refer policy no CEE[protected], I was admitted in hospital for about 3 months and the policy was taken before my retirement on 31st jul 12 in the name of Haricharan s narolia, but despite claim within time frame, this fradulant company said baseless excuses in giving the claim. Some lawful action is desired against this fraudulant company.
And now through SMS, shamelessly asking me to renew the policy again