[Resolved]  SBI Credit Card — SBI Credit Card Application got rejected without any call or verification

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Bangalore, Karnataka

I have placed an online request for SBI Credit Card, and without even getting a verification call from SBI, my application got rejected. My application number is[protected] and as the status says "We regret to inform you that your SBI Card Application could not be processed since it does not meet our policy. We thank you for your time." May i know what is that policy ? My salary is good enough to meet any bank's policy and so is my credit history. I don't understand what kind of policy they have. I have a well maintained credit history. Could you please tell me any valid reason why my application has got rejected. With this kind of incident in lined, I started believing in this quoted by one of the complainers "I think that is the one reason why national banks cannot competitive with private banks. Private banks are updated and advanced. May be the reason is private banks have young people in positions who will work properly."