State Bank Of India Credit Card And Encore — Unauthorized credit card charges/False claim of due amount without any substantiation.

Address:	[email protected]
Website:	www.sbicard.com

The following email was sent to SBI associate [protected]@encorearc.com which are claiming dues on SBI credit card which i have never used till date nor they have produced any statement till date to prove the use of this credit card by me.

Anupam Gulwadi
Wed, Dec 13, 11:49 AM (6 days ago)
to EARC

Go and check with SBI the details of my outstanding if any with SBI on this credit card which I have never ever used, before sending this bogus outstanding amount without any transaction statements.
Have they or you on their behalf, ever sent me any transaction statements till date? On what basis are you claiming this amount of Rs.6956.12 ? Was there any transaction made by using this credit card ever? This claim from your end has to be substantiated with proof of transaction.
I demand SBI and ENCORE to send me transaction details using this credit card xxxx 5950 on this very email id.
Blackmailing on CIBIL score downgrade on the basis of bogus pending amount claimed by SBI or Encore won't work here.
It seems this has become a new trend in India. Trap customers to use credit cards for free and forcibly give them insurance policies despite refusal from customers, and extract money by adding this amount to credit card.
As if the public at large is oblivious of Government banks, their deeds and NPAs.
There have been calls from your end demanding money for settlement of this fraud amount SBI and Encore are claiming on me.
ANUPAM GULWADI
[protected]