State Bank Of India [SBI] — denying to open sbi sb account

I, mrs bilkis nisar wife of veteran (Ex subedar major) nisar hossain residence of vill-patlikhanpur, p. O - chakpatli, p. S - hasnabad, dist - north 24 parganas, west bengal-743426 reported to sbi taki (Branch code 6867, ifsc code sbin0006867) on 05 sep 2017 at about 1230 hrs for conversion of my mini sb account no [protected] that opened from customer service point (Csp) to a general savings account with an application along with all supporting documents so that i can be issued with cheque book, visa debit card and operate it with full rights as per banking rules. I was standing in a very long queue for more than one hour at counter no 6 approached mr biswajit poddar with my request but he did not accept my application and on asking for it reason he misconducted me. Then i tried to meet with branch manger mr sankar prasad mondal at about 1340hrs who waited me outside his office for 20 minutes as he was engaged in gossip with another casual bank worker mr samir. Lastly i entered in his office along with my son with his permission and told my problems but he also not shown interest to attend me by engaged himself in other works. I urged him to accept my application which he straightway denied saying it is not in rules. Then i asked him what should i do with constrain stipulations for mini account as i am debarring from my actual banking requirements. He replied to close the csp account and open a new savings account which i gladly accepted and requested him to do it as per norms. I was surprised that the bm without doing anything or give me any advice again he engaged in his work on the computer. I was thinking that probably he is doing work for me but even waiting till 1530hrs he said the savings account can only be opened if i invest an amount of rs 10, 000/- on health and accidental schemes. I urged him that as a house wife hardly accumulated nearly rs 30, 000/- throughout the year from my hard works which is need for my essential purpose therefore it is not possible for me to do invest on his choice. Denying his choice by me he refused to open my sb account and issued a direction arrogantly to leave his office.

May i request to the higher authority to investigate the matter thoroughly and take necessary action either to convert my cap account to general account or open up a new savings account by closing my cap account.
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State Bank of India [SBI] customer support has been notified about the posted complaint.
Sep 01, 2017
arsrao's response
Here are the details of penalty for not maintaining MAB in these accounts:
sbi charges AS PER RBI in METRO CITIES :---
METRO MAB 5000/-
shortfall <= 50%[protected][protected]/- + GST
shortfall < 50-75%[protected]------ 75/- +GST
shotfall < 75%[protected][protected]/- +GST
but SBI is not following the above and deducting the Charges with Service TAX as per their wish. in my account MAB charges deducted 2 times in this month with 18% GST. this is ridiculous.
its very hard to maintain 5000/- as MAB for a middle class and lower middle class i dono why the RBI has taken such hasty decision.
RBI should change the decision to cutoff above MAB to 500/1000/- and reduce the GST to 5-10%. Lot of people are facing problems, unable to bare the above charges and maintain MAB 5000/- on top it the ATM transaction charges, deposit charges, etc etc... what all these Charges... just looting the money from people Ruthlessly! this is not fair... Kindly change the above decision.

thanks,
pavankumar
Sep 01, 2017
arsrao's response
my sbi account no:- [protected] branch code:-- SNIB0012916
Sep 01, 2017
Lalbabu Jha's response
Cut not dispence and tep stiker in this atm this atm id is HFBC[protected] this site issue
Complaint comments 

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I have my account at Vijayawada krishnalanka branch. My name is lakshmi priyanka kolla . I have forgotten my account number.
Cut not dispence and tep stiker in this atm this atm id is HFBC[protected] this site issue in tha resolve
Here are the details of penalty for not maintaining MAB in these accounts:
sbi charges AS PER RBI in METRO CITIES :---
METRO MAB 5000/-
shortfall

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