State Bank Of India [SBI] — extra amount charged in sbi home loan

Address:

Raipur, Chhattisgarh

Dear sir,
I have taken loan from sbi dated on - 21/06/2019, loan a/c no.-[protected] (Racpc raipur) amount rs.- 2, 00, 000 for ten year in 120 equated monthly installment of rs.-2475, i have completed 120 installment without fail the single installment in automatic deduction from sbi. After completion my loan installment, i visit the sbi bank & discussed with branch manager for closing the loan account & he show me extra amount rs - 37723 till july 2019. I asked the manager to clarification & rectification to the problem but he did not taken any interest the following problem observed in loan statement-
(1) bank deducted (Auto deduction by sbi) the installment after two month and charged the fine without information from-30/06/2009 to 31/07/2010, because sbi auto deduction not processed his self problem & that time amount was sufficient in my linked sbi account. After one year bank called me your initial two installment is pending, then i told him you can deduct that amount in my account & he processed.
(2) he has charged loan interest rate-12.5% & 11.5% in every five year instead of current interest rate (Agreement irr 8.5%)
(3) sbi has charged extra amount dated on - 30/03/2016 rs-2271 (Debit adjustment)
(4) one more problem - building permission not given because lay out has been cancelled by state government, coat case is under process in high coat chattishgarh
Sir kindly look this matter & resolve the problem as early as possible and adjust the different amount.
Regards
Derha ram sahu
Loan a/c no.- [protected] (Racpc raipur c. G.)