State Bank Of India [SBI] — F55 code when I apply for SBI products

Hi SBI team, can you tell me, which bank's Loan I had defaulted or missed payments.
I have a very good credit history of 7years. since the start until today not a single payment is missed. whenever I apply for the SBI credit card or Car loan you guys declines my application.

Kindly rectify your database

Refer the attachment for my details.
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Dear Customer, we regret the inconvenience. Kindly write to us at sbicard.com/email with a brief summary of your issue, and the reference number 1110949. For security reasons, we would request you remove the comment that contains your contact/card information urgently.

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