[Resolved]  State Bank Of India [SBI] — IRCTC Refund through Flipkart

I booked a IRCTC train ticket on 10 May, due fully wait listed my ticket got auto cancelled and it says the money will refunded by 3 - 4 days. Today I received a notification in phonepe that money is refunded and send to my SBI card, but money is not credited. When I connect with their support, they said it is already send to bank and they need to process.why it is getting late to credit my money to my account as phonepe is already sent a money