State Bank Of India [SBI] — regarding why can't I get home loan

Address:

Rihand Nagar Bijpur, 231223

Respected sir/Madam,

This is to kindly bring to your notice that I Ravindra Nath singh is working with NTPC co-operative department for past 32 years. My reachable number is [protected] and email ID- richasingh.[protected]@gmail.com. You can reach me to ask about all the other details related to documents. I have got all my saving accounts, FD's, RD's, KVP's, PPF, family accounts with SBI as this bank is most trusted bank according to me. I've done loads of struggle to brought up my children to complete theit B-Tech's and have recently married my daughter. Now, I'm afraid that after my retirement, I have no place to go to reside for my old age. however, keeping this is mind, i thought of taking home loan to purchase a plot in Varanasi near Rohaniya to build a small house. I spoke to one of the bank officer regarding getting loan. He agreed and asked me to bring all my documents, Security papers to decide what amount i can get. when i came with all my deposit papers and a plot paper which i have already bought in Dodhar to keep it as security to get a loan. He denied saying i cannot get loan because my job is temporary. If he will provide me the loan then it will be equal to the amount equal to my deposits amount. I cannot understand if this is the way that SBI bank does with their regular and valuable customer. I have already raised a complaint regarding this but no one is cared about it. So this time, it is the 2nd and last time i'm complaining to get the loan. If this time no one is hearing my voice and if this bank is not coming forward to help me out then i'll raise this till Sir Narendra Modi. I want to know why he always says even a poor person can get his own house. Why can't i get loan if i'm ready to pay it in EMI's. Why SBI hangs hoardings saying get loans easily on 8 % Interest and when it comes to me, they say 14% Interest. If a person is working in the same company since past 32 Years and is waiting for retirement in the same company, then how is that job temporary.
I kindly request you to help me in getting the loan amount on easy EMI payment so that i can build my house to secure my oldage.

Thanks and Regards
Ravindra Nath Singh
[protected]