State Bank Of India [SBI] — SBI credit card application:[protected] rejected for reason - F-55 DATABASE Defaulter

Hi Team,

I have applied for SBI credit card on 19th April 2023, application number is:[protected].
I am holding my account with SBI from last 13+ years, have FDs also in SBI.

I tried to reach my nearest SBI branch to know more about this rejection reason, but they were not able to answer. Even they wanted to re-apply again.

Kindly help me to understand the reason for this rejection.

Thanks,
Avinash Kumar
[protected]