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State Bank Of India [SBI] — Settlement Harassing for SBI credit card

I've been harassed by the SBI Credit card Team, Firstly they agreed for the settlement at 38600 but now they are demanding to pay 54000, and currently running on very hard time with financially lot of issues and also concerned with my health, I'm Falling sick due to this Issues financially for every 1-2 months.

I can go for the settlement of Rs.33000. due to financially i'm very unstable now, i'm mentally very much pressured not able to sleep peacefully nor able to speak even casually with my wife or friends.

Kindly, Please help me in settling the SBI CrediCard.
Card no. ending with 5103.
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Dear Customer, we regret the inconvenience. Kindly write to us at sbicard.com/email with a brief summary of your issue, and the reference number 1167124. For security reasons, we would request you remove the comment that contains your contact/card information urgently.
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Hariprasad1234's [Complaint's author] reply, Apr 26, 2023
Please reply here i'll not write personally

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