[Resolved]  State Bank Of India [SBI] — threatening calls (spoiling cibil) to sell credit card

I started getting calls from sbi agents a month back that they want to come pick up documents for credit card for which i am eligible. I clearly stated that i never applied for one. They said thank you and cut the call. Again a few times various agents called asking for same and i again said it clearly that i never asked for one. Now, today i get a call from ‭+[protected]‬, an sbi workers saying that if i don’t take the credit call for which they say i’ve applied then it will affect my cibil score negatively. I asked to share the reference number of the request they say i have raised and to transfer the call to the senior so that it can be addressed and closed. They put me on hold for 10 minutes only to disconnect my call later. This person stated that he has my pan card details and address. I never provided any of the information. How can you steal someone’s information (If they have it) and how can you sell a card to someone threatening them to spoil their cibil score. How unethically are they operating?