State Bank Of India [SBI] — threatening message

Address:

560097

Dear sirs,

Due to because of delay in payment of rs. 250/- i have received whatsapp message from sbi creditcard division that they will list my name as high alert customer in cibil so that cannot apply loan for 1 year period.

Are they playing with the future of customers.

Please suggest.

Regards

Janardhan h s
M:[protected]