Unknown — misuse of my pan card number

Address:

New Delhi, Delhi, 110010

Dear sir/ madam,

I want to bring it to notice that my pan number is being continuously being misused by some one every month which is decreasing my cibil report. I had applied once for credit card after a call from mobile number, i shared the details asked by the person, little did i knew that it will be misused.

After some time i came to know about such instances by my colleagues and understood that these are the ways to bring out the information of a person for various crimes/ suspicious activities in the name of the card holder.

I am not a competent authority, but still would like to suggest that every time the details are being used the user should get an otp in his/ her registered mobile number like aadhar otp to validate that he transaction is genuine. If the transaction processes after this phase then there is a confirmation that the user himself/ herself has initiated the verification or the particular query thus minimising the risk i quoted above.