Capital First — Payment of emi

Emi is being deducted from my account on every 2nd of month, but this time I paid emi on 1st for avoiding other bank charges but they are saying to keep money in that auto debit account, not everyone can afford double EMI in a month so I called them on their chargeable call after long process they finally picked and dropped the call immediately and after that it was showing busy, as a service number I think they should take my call but it seems that they are avoiding us in order to make more income by charges I really regret taking their services