Citi Bank — Credit Card Company tempted me and given big loan against credit card but my monthly income was not eligible for it.

Address:	Bangalore, Karnataka
Website:	www.online.citibank.co.in/

Dear Sir, I am holding credit card for last 8 years. I was using credit card to my limit and paying back all my dues on time. Sir I am self-employed and doing small marketing job. For past 3 years I have problem in my marketing job and my income came down because which I have to go to the maximum limit in credit card but my credit card outstanding was small amount and I was able to make the payment of minimum amount due in or around the due date and I did not deflated in payment. For past 2 to 3 years I was getting calls from credit card Company that I am eligible for big loan against my credit card but I avoided the take the loan. But last year they were able to tempt my and gave me the big loan against credit card. If I would have deflated in making the payment of minimum due amount 18 months back and Credit Card Company would have taken action against me, I had a chances that any of my relative or friends would have come forward and helped me in repaying the outstanding amount. Now the amount is so big that none of my relative or friend will be in condition to help me. Recently I came to know that Credit Card Company cannot or will not be able to take any legal actions against small amount. But for big amount they can take the legal action and I am in the trap of Credit Card Company. I had sold the gold jeweler of my wife to pay the minimum amount due of credit card. Sir this is the typical case of small village were money lender give the loan to farmer and when farmer is not able to pay it, they give same more amount to farmer and farmer will be trapped in hand of money lender and commit suicide. This is also similar case. When I was not able to pay my total outstanding amount 18 months back then why did Credit Card Company gave big loan against credit card, on what eligibility or on what basis? Credit card company people are calling me daily and torching me. Please help me to come out of this trap or I will be having no other option to commit suicide as poor farmer do. Below are the details My Name Amarnath M R Contact No [protected] City Bangalore Credit Card Company Citi Bank Credit Card No [protected] Please do the need fully. Also posting it to SEBI, RBI and Consumer Complaint