[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT, Page 17

[Resolved] CIBIL Credit Report — CIBIL CREDIT REPORT

A altafbatliwala from Mumbai, Maharashtra

There are two credit bureaus that maintain your credit data in the country now, the prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The newly notified Credit Information Companies Regulation Act , 2005 (CICRA) gives a consumer several rights with regard to credit bureaus. 1) First you should approach CIBIL (www.cibil.com) to get a copy of your own credit report. This right is given to you by CICRA. Make the request officially in writing and get an acknowledgement for your request. 2)This report will then outline what exactly is reported by the bank in respect of your credit account and enable you to take action accordingly if there is any error in the reporting. Specific measures have been provided in the CICRA for the consumer to raise a dispute in respect of any wrong reporting with a time bound dispute resolution mechanism that has been built in. You can take up the matter with the concerned bank by posting a complaint on their website and keep proof of that with you. If there is no response from the bank within 15 days, you can lodge a complaint with banking ombudsman (www.bankingombudsman.rbi.org.in). Was this information helpful? No (0) Yes (0)
Aug 13, 2020 Complaint marked as Resolved
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Comments

harjinder Singh

from Chennai, Tamil Nadu

hi sir plz check my name is cibil plz send me a full detail in my mail id
thanx u

Shri Krishan Dikshit

from Delhi, Delhi

Sir I have applied education loan for my daughter from SBI. but SBI denied me to give education loan informing me that my cibil report showing me defaulter for not paying outstanding payment of credit card.i am holding two citi bank credit card and nothing is outstanding since the cards are issued and till date.the statement of citi bank is also submitted to the concerned SBI .i want to know the name of bank which showing me defaulter.it is requested that name of the bank may please intimated so that i can contact the concerned bankto correct my cibil eport
my control no is 38, 92, 20, 589.
thanks

Tushar Bhattacharya

from Hyderabad, Telangana

My cibil report shows an outstanding of Rs 8 lacs against some credit card (Name of the Institution not disclosed) for the period[protected] which i am not aware of. Moreover it is not possible for any institution to provide me with a credit limit of Rs 8 lakhs. Kindly provide me with the details and necessary steps to get out of this issue.

Thanks

Tushar Bhattacharya
PAN : ACXPB8503G

Nagesh Shetty

from Vijayawada, Andhra Pradesh

see i hv applied fr a loan and it got rejected pls let me now y ?my repayment track is good than y it is been rejected

JIGAR PRABHAT SHAH

from Mumbai, Maharashtra

i want my report

SUDIN FRANCIS K

from Ernakulam, Kerala

Sir/Mam

How can get my credit score details, whom i have to contact to get my credit score. Pls advice.

Regards

Sudin Francis.K

Rashmi Shetti

from Bengaluru, Karnataka

I have been told by one of the Bank that I have over dues on my credit card as reported by CIBIL. But I do not have any such dues. Please clarify.

Rashmi Shetti

from Bengaluru, Karnataka

When I was applying for a loan the bank informed me that as per the cibil report; it is reported that I have over dues in my credit card. TIll date I have made my credit card payments promptly. Please clarify

madan26

from Chandigarh, Chandigarh

I also facing the same problem my credit cards got defaulted due to the some disputes with the banks and finaliy they issued me the full and final settlement letters stating that nothing is due on your account. After a long time I got the problem that my name is still in CIBIL. Is there anyway to get it rectified. As at the time of settlement all the banks promised that your name will details will be updated in the CIBIL. But nothing is done. Now I am facing the problem and nobody is listening for the same. But if there is a fault of Bank then why the same bank is not black listed. There are so many mis happening is going everyday and nothing is done againt them.

Please let me know if there is any way to overcome this problem

Reetesh Gupta

from Raebareli, Uttar Pradesh

Dear Sir
How I can check my reports in CIBIL .

please guide me .I have two existing loans & a credit card I need to check whether I have any report in the CIBIL

senthil kumar

from Ernakulam, Kerala

I think my name is in the cibil. can we pay all the debits and file a case against the bank to come out of the cibil please replay

thank you

Yogsh Chauhan

Dear Sir,

I wrote a request to CIBIL for my CIR but they refused to provide me the samesaying individuals cannot access their CIR. Kindly advise me how to proceed now.

Yogesh Chauhan

richa singhal

from Mumbai, Maharashtra

I dont think that you can obtain the report directly from CIBIL. CICRA gives the right only to specified users and the definition does not cover the borrower. Accrodingly the Credit Information report can be obtained from the credit institutions specified in the CICRA, 2005.

chinthapatlarajeswararao

from Mumbai, Maharashtra

please guide me how to check my cibil report sir i have taken loan fromassociated finance(citifinacials) iclered all dues eventhough rs2264.00written off status showing for that purpose recently ihave paid rs5000/-in citifinacial and taken clearance letter also eventhough they have not remov ed written off status from my cibil repot .hence irequest that please check and remove that written off status from mycibilreport

Milind Anand Gavandi

from Pune, Maharashtra

Dear Sir/Madam,

I ahve applied for home loan and want to know my CIBIL status for the same. Following are my details.
NAME - MILIND ANAND GAVANDI
PAN - AJUPG8508J
DOB[protected]
ADDRS - 206, H1, MANIK MOTI, KATRAJ CHOWK, KATRAJ, PUNE 411046

Reagrds
Milind Gavandi

Rahul Ranbir Singh

from Gurgaon, Haryana

Sir, I have recently applied to ABN-AMRO bank for a personal loan. I was told that a Rs. 45000 consumer loan is shown against my name having been taken on 9.10.2004 and Rs. 13, 819 still to be paid. Sir in my entire life till date I have never taken any consumer loan. It appears someone is using my identity to get loan, which he is repaying also but is it not a case of cheating. Please help in catching the culprit immediately

Subrahmanya Kalyan Ravi

from Bengaluru, Karnataka

Hi
I had applied for a Home loan transfer form ABN Amro to AXIS Bank, but the same was pending due to CIBIL report. According to CIBIL I have some credit cards amount settled and written off in my account; I do not own a single credit card.

sir, at my bad finance position i was surrendered all the credit cards and pay the settled amount for that i m having all the noc letter from bank. but they dont want that.

sir now i want loan but any bank is not giving. sir please suggest how can get a loan and icrease my points

Thanks,
Kalyan

Amit Nag

from Chennai, Tamil Nadu

Dear Sir
How I can check my reports in CIBIL .

please guide me .I have two existing loans & four credit cards I need to check whether I have any report in the CIBIL.

My details is

Name: Amit Nag
DOB: 12/10/1975

RAJIV KHURANA

from Jaipur, Rajasthan

CIBIL is not a consumer helping institute. Playing with the consumer’s sentiments and time. my loan application rejected due to less points in cibil (as told by the bank). How can i settle my issues with any of the banks if i am not aware of anything... bank name and details...really disgusting...
It is always good to have these kinds of agencies to held financial institutes but innocent consumers are also suffering. This is really bad. i dont know what to do, where to complaint. please help...
.

Shri Krishan Dikshit

from Delhi, Delhi

Dear Sir,

I had not defaulted at any where. How ever when my doughter applied for a education loan from state bank India where i am the coapplicant.state bank of india has denied the education loan informing vide their letter dated 30/06/09 that cibil report is reflecting a written off amount of Rs25993/- and Rs2857/- in credit card amount.and details of credit card issuing institution is not disclosed saying that details of card can only be disclosed to the customer by the cibil authorities on their reqest to the site [protected]@cibil.com through control no-38, 92, 20, 589.
please give the details of credit card which seems to be wrongly reflecting above amounts Rs25993/- and2857/-.
Regards