[Resolved]  ABN AMRO Credit Card — Cheated and harrassed

I am an unfortunate guy who made the mistake o[censored]sing ABN AMRO credit card.
This supposedly tops the list of worst banks in India.
I feel no sense of guilt or shame in giving those galis galore. They aptly deserve it.
The things that happened:
1. I got the card in 2003.I stopped using the card 3 years ago in 2005.Since I was moving out of the state to Bangalore, after talking to the customer care folks, as per their instructions, I cleared all the dues, cut the card and dropped it in their drop box.
2. In Bangalore, ABN AMRO BANK processed another credit card on my name and issued it... which I am still using !!
3. I returned back to Hyd last year.. and since Nov 2007, I start receiving calls from ABN AMRO that I have to pay for the card that I have stopped using 3 years ago ! (I still am using the other card) I Couldnt believe that they use such a lousy tone and threaten to defame my name. I was/am still their customer. Its despicable. And what are the reasons I need to pay them??? For around 6 months I received more than 40 calls .. every time a new person talks and asks the same questions. When I ask them what exactly is the reason I need to pay them, they say that the records are 3 yrs old and that they cant see my transactions but I have to pay a due of 4400 !!
4. I strongly re-iterate that they should give the reasons as to why I need to pay... and as to why they havent sent the bill all these three years if I had an outstanding due. They have no answers !!! I explain that I am willing to talk to any of their executives anywhere in the city and even willing to visit any of their bank's branches in hyd. They were totally unwilling and said that I have to come to Delhi if I have to meet in person! Ridiculous !!
5. Recently, I receive a call from their "legal department" that they are going to blacklist my name in the RBI records and threatened serious consequences. This is OUTRIGHT THREAT ON AN INDIVIDUAL'S PERSONALITY. ITS OUTRAGEOUS!. When I insist that I need a reason to pay the amount.. I get a call after 15 mins stating that the reason to pay the amount is the "annual fee" !
6. I persisted that I received the card as a life time free card. They say that I was duped by their agents. Thats sad.. but well.. it could be true. But why wasnt this information given to me at the time of surrendering the card or atleast few months after that in a bill or as a statement of acc ? Why am I asked to pay 4400 rupees for no fault of mine ?
ABN AMRO is a cheap lousy trickster. I realised what a immoral lot they are. A bunch of sad cheap who cant get a life!

I am not sure if this site can help in giving justice but atleast if it acts as an advertisement board where people realise what NOT to do... it would benefit many.
I honestly wish they go broke ! From today on, i pledge to discourage anyone from associating themselves with ABN AMRO.

I wish the legal and moral forces of govt wipe out such parasites from India.
Believe me, we dont need a lousy bank like ABN AMRO in India. I am sure sooner or later they will get into a real mess and get massive fines slapped on their face.

Hopefully the truth triumphs
If anyone can help me please mail me at [protected]@rediffmail.com
-Thanks
Vijay