[Resolved] Apollo Munich — HEALTH INSURANCE | |||
I had a health insurance with ICICI Lombard from 28.12.2009 to 27.12.2010.I changed the insurance to APOLLO MUNICH on 28.12.2010 & I was told that last year will be considered in this new policy & waiting period for many disease will be reduced by 1 year accordingly .I paid the premium cheque and due to some unavoidable reason the cheque bounced and I paid again by demand draft on 28.01.2011.My POLICY issued on 28.12.2010 was cancelled & new POLICY was issued on 28.01.2011.At that time i never thought that this policy is totally new for me & no 1 year reduction will be done in waiting period. When on December 14 2012 I applied for cashless facility for surgery of my wife the insurance company rejected the same by giving the reason that the surgery is under waiting period of 2 years but in reality almost 3 years are completed. APOLLO MUNICH is giving the reason that my policy is not a continuous policy from ICICI LOMBARD but a totally new one & it will complete 2 years on 27.01.2013.KINDLY SUGGEST WHAT TO DO as my Insurance claim is of around Rs.60000 (Sixty thousand only). Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
1 Comment | |||
Comments
Hi There is one problem I got from ApolloMunich Health Insurance...ie Hospital submitted their required documents to TPA of ApolloMunich and they generated queries more than 5 times... where it can be asked once. In my experience its not actually hassle free in any case.
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Apollo Hospitals Complex,Jubilee Hills, Hyderabad, Andhra Pradesh, India - 500033