[Resolved]  Bajaj Finance Limited — Asking for dues even after clearing all EMI's

Address:

Bangalore, Karnataka

I have purchased LCD TV Sony make from M/s. Adishwars, Banashnkari 3rd stage with finance from M/S. Bajaj finance limited. Totally 14 EMI's each of Rs.2778/. All the documents reqd. for establishing ECS had been signed by me and handed over to them. My loan a/c no. is 4040CD00136342.Loan taken during Feb,2011. After a month they phoned up and told that ECS didn't take place and asked me to issue cheques instead. i also issued all the 14 months cheques promptly without any delay and the last instalment was paid on[protected].

Now one year after clearing all the 14 months EMI's, I am getting calls after calls from Chennai & Mumbai offices that an amount of Rs.4200/ is due and i need to pay immediately. On enquiry they told it is the penalty for not establishing ECS which is not my fault. There was no communication from the company that ECs didn't take place and they asked me to issue only the cheques instead.

They are threatening me that they will send my name to RBI for adding in the list of Defaulters. I really don't know why they have to treat a prompt consumer like me who has not defaulted even one month.Is this the way to treat a customer?

I kindly request you to instruct the concerned officials not to disturb me for the payment of Rs.4200/ and issue me a NOC immediately. I will be very much grateful if i can get relieved from this and get NOC immediately.

B.Ramakrishnan,
Bangalore-85.
email id : [protected]@rediffmail.com
Moile [protected].