[Resolved]  Beware Of Mrs. Alamelu (LIC Housing Finance Agent) — ALAMELU, LICHFL AGENT HAS TAKEN EXCESS CASH

To :

The ombudsman,
LIC Housing Finance,
Chennai.

Sub : Excess Cash took by LIC Housing Finance Agent ( Mrs.Alamelu ), who is residing at Madipakkam, Chennai. ( Mob:[protected] )

Dear Sirs,

This is to let you all know that excess cash of Rs.4711/- has been taken by Mrs.Alamelu, LIC Agent (Mob:[protected]) from me and she has not returned back the amount took by her till date. Its been more than 6 months. She is not picking up the call and I have only one proof that she has paid my LIC housing fees with her cheque. I have already sent a mail to ombudsman with regard to non-disbursement of housing loan ( IO(CHN)/20.09.2510/2006-07)where I have mentioned that Agent whereabouts is not reachable. Now, as she has took cash from me in order to get my loan sanctioned asap, she paid part amount with her Andhra bank cheque and partly paid with my cash. As there was a miscalculation by her ( viz., I got loan sanctioned for ~ 8 lacs at first and I have paid the fees for the same. Then I applied for increase in loan due to my salary increase, where, I have given excess cash. ), and as I have sent a mail to you, she came back to me and collected cash, which was excess by Rs.4711/-.



When I call her, she never picks up, and I reached her through another number, she picked up and says, she has already given all the receipts.Also, when I contacted the manager of LIC Housing Finance, Mr.Narasimhan, he says that she is just an agent of LIC and she is not an employee of LICHF, Tambaram branch and moreover, as she is not coming to Tambaram branch, he is unable to help me.I like to say my sincere thanks for chasing up many times by Mr.Narasimhan who has recently joined LICHF, Tambaram branch.



It would be great, If any one could help in recovering the money from her. Moreover, as an LIC agent she should not take cash from the clients. However, this has been communicated to her Manager ( Mr.Narasimhan )of LIC Housing Finance, Tambaram branch and he is aware of this issue and he was not able to take any action as she is not coming to Tambaram Branch.



I request you take legal action, if possible, against Mrs.Alamelu by cancelling the position as an LIC agent, as it gives a bad name for all the LIC branch because of an cheating agent, who takes cash from clients and doesn't give receipts neither return the cash back to the clients. I have registered this issue vide Registration No. DPG/X/2008/80036 under online legal website http://dpg.bharatsarkar.nic.in.



I have planned to take this issue to consumer court to return the money with 36% interest, as I have paid 36% interest because of shortage of Working capital on monthly expenses, as I can post the question, as why she should pay my LIC fees with her Andhra Bank Cheque and this will prove as she has took cash from me. Moreover, I have sent a letter to Mrs.Alamelu marking copy to LICHF, Tambaram branch on 11th September 2007 with the below details.



The details of the excess cash took by Alamelu is as below :



18.11.06 - LIC fees paid vide chq.No. 944872 = Rs. 1684

18.11.06 - Cash received by Alamelu = Rs. 7857

Cash took by Alamelu for second time = Rs. 320

[protected]

Rs. 9861

[protected]

Receipts, which was given from LIC :



Upfront fees, S.Tax, E.Cess - Receipt No. 0443370 = Rs. 1684 ( Paid by me vide ABN AMRO cheque No.944872 )

Prestamped - Receipt No. 0443142 = Rs. 319 ( Paid by Alamelu Andhra Bank Chq.No.456897 )

Upfront fees, S.Tax, E.Cess - Receipt No. 0443139 = Rs. 3087 ( Paid by Alamelu Andhra Bank Chq.No.456897 )

[protected]

Rs. 5090

[protected]



Balance to be returned by Mrs.Alamelu, LIC Agent = Rs. 4771 (Rs. 9861 - Rs. 5090 = Rs.4771 )



Please call me, if you require any clarification.



Further, if this cannot be handled at your end, then request you to forward it to the all your departments of LIC, so that she doesn't work with LIC any more and create a bad impression on the LIC Agents.



Thanks,



Raj.