Suppose banks are sending my bills in time, so that i am not paying bills them beacuse of thier worest services.
Suddenly they sent bill with all penalitys.
So i asked them that i will pay my bill with out penalities, suppose i used 10000 and with penalitys now it is 14000.
So they are telling that they will do settelement if i paid 30 percent and they will give NOC, but i told i will pay 10000 give me the NOC.
My frinds told me that if you are paying 10, 000 also you information should be defaluter in CIBIL, when i paid 15, 000 then only it will be not in CIBIL
what to do, any help on this